The past two weeks have been rough for crypto. BTC dropped 18%, ETH followed. I've been dollar-cost averaging since 2021 and historically these dips have been great entry points. But this time the macro environment feels different — higher-for-longer rates, regulatory pressure, etc. What's your strategy? Are you buying the dip, holding, or exiting?
Great question! I started with $50/month in a Fidelity account buying FZROX (zero expense ratio). Two years later I bumped it to $200 and haven't looked back. Start simple, stay consistent.
Robo-advisors are great for beginners — lower cognitive load. Once you understand the basics after 12–18 months, consider migrating to a self-directed brokerage. Betterment → Fidelity was my journey.
The best investment is the one you actually make consistently. Whether it's $50 into VOO or a robo-advisor, just start. Time in market beats timing the market every single time.
Join the conversation — sign in to reply.
Sign up to reply